The Magna Carta

I just got through writing my banking instutition and I am disputing them.  It is getting to where when I read their terms and conditions their symantics that they use go against the Magna Carta
http://www.bookrags.com/research/magna-carta-gwcr/

and the
http://74.125.95.132/search?q=cache:3Q97LN-tgOoJ:www.ftc.gov/os/statutes/fcb/fcb.pdf+fair+credit+billing+act.&cd=1&hl=en&ct=clnk&gl=us

Hello, why is the finance charge excessive? Every month I pay my minimum  and your company are stealing my money that I am actually trying to pay off.


This needs to be resolved or I will have to file on this.

I am tired of doing what I am supposed to do, by making my minimum payment just, to have you charge me 30.00 fees on top of it. You are impeding my progress and you are marginalizing my capability of paying off my debt.

Here is part of my claims of diputation.
I have omitted the rest at this time.